(This Paper was presented in the National Seminar at MGMV, Raani Durgavathi University, Jabalpur, (Madya Pradesh) & Published in the Journal of Asian Business Management - An International Journal (JABM) , Volume 7, Number 2, July - December 2015, ISSN: 0974-8636) -Dr. S. Vijay Kumar Financial inclusion is a buzzword now and has attracted the global attention in the recent past. As the approach of 12 th five year plan (2012-2017) is faster, sustainable and more inclusive growth, the issue of financial inclusion is emerging as the new paradigm of economic growth. Financial inclusion plays a major role in driving a way the poverty from the country. The main focus of financial inclusion in India is to promote sustainable development and generating employment in rural areas for the rural population. C.Rangarajan Committee (2008) defined financial inclusion as, “The process of access to financial services, and timely and adequate credit needed by vulner